Home Construction Loans

The only way to make sure your home is exactly how you want it is to build it yourself — and we can help! A home construction loan provides an affordable financing option during the building phase of your home.

Details

Competitively low rates for your home construction project
Available for primary residence or second home construction
Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
Pay off interest quicker; payments are interest-only during construction phase
Payments are made on the amount drawn on your loan sufficient to pay your builder
Construction draws applied in stages based on work completed
Local decision-making and processing in West Tennessee
Attentive, friendly service from start to finish