Home Equity Lines of Credit (HELOC)

Get something back from years of putting money into your home. A HELOC uses your home’s equity as collateral to finance all kinds of needs — from weddings to home improvements and more.

Details

Competitive rates for several ongoing or seasonal needs:
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more!
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use
Funds easily accessed via phone, check, deposit, or wire transfer
The interest paid might be tax deductible*
Set up automatic payments to be deducted from your account monthly
Local decision-making and processing in West Tennessee
Attentive, friendly service from start to finish

*Consult a tax advisor.