Get something back from years of putting money into your home. A HELOC uses your home’s equity as collateral to finance all kinds of needs — from weddings to home improvements and more. Details
Competitive rates for several ongoing or seasonal needs:
Major life events
Major home improvements
Debt consolidation
Emergency reserve
And much more!
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use
Funds easily accessed via phone, check, deposit, or wire transfer
The interest paid might be tax deductible*
Set up automatic payments to be deducted from your account monthly
Local decision-making and processing in West Tennessee
Attentive, friendly service from start to finish
*Consult a tax advisor.
